At Delegate we learn what’s important to you and then focus our efforts there. Problem solving. Holistic. We not only see the leaves in the trees, but we make sure to take a step back and look at the forest.
Our services can be classified into two categories:
When you decide to work with Delegate, we typically begin with housekeeping. We work to simplify your financial life, and make sure your existing relationships remain a productive part of the process.
Our clients count on us to handle virtually every detail of their financial lives. We work with your accountant, your estate planning attorney, your insurance broker – anyone one involved in the management of your wealth – to ensure the right hand talks to the left and they are all working in tandem towards your financial objectives.
Estate Tax & income
Wealth Planning Objectives & Structures
Our investment philosophy is made of simple yet profound principles.
This is especially true in a low return environment. Delegate keeps a watchful eye on every expense.
Some of our best returns are often the result of independent thinking or conversations we have with our clients.
Keeping your portfolio on a steady path while maintaining the ability to react when opportunity arises is fundamental to long-term success.
We work to identify and understand risk factors that can lead to permanent impairment of capital.
Investment ideas have to make intuitive sense. If something doesn’t add up at the beginning, it’s probably not going to add up later. And if it sounds too good to be true, it probably is.
It takes a disciplined approach to harvest gains and abandon losses when things have run their course or have changed materially. To our Investment Team, knowing when to make the right move is important.
Our work with you begins with a conversation. We get to know you and your priorities. And we answer your questions. Some of them you may have thought of, and others maybe not. Learning who you are helps us get you where you want to be. We discuss topics such as:
WHAT INVESTMENT WILL GET ME THE MOST EXPECTED RETURN?
SHOULD I INVEST IN REAL ESTATE?
WHAT DOES RISK MEAN FOR ME?
SHOULD I INVEST WITH A TRADITIONAL MIX OF EQUITIES AND FIXED INCOME?
IS IT A GOOD IDEA TO BUY ANOTHER HOME?
WHAT’S THE DEAL WITH HEDGE FUNDS?
Asking questions and listening intently to what you have to say guides our work with you. We develop an Investment Policy Statement that will ultimately define our capacity and responsibility in advising your investment portfolio. Together we define your risk tolerance, liquidity needs, taxes, portfolio implementation, time horizon, legal and regulatory restraints, leverage and any other circumstances that should be addressed.
And we’re painstakingly methodical. We revisit your plan each year to make sure it is a spot on reflection of your current priorities and circumstances.
We give you advice, pure and simple. Unlike the big banks, we’re not selling you anything. Our advice comes without the potential conflicts of interest that come with working on Wall Street.
We get paid with full transparency on every transaction. You can close your eyes at night and rest easy because you are not being sold products you don’t need. Our meticulous due diligence process and profound in-house research allow us to create investment portfolios that are specifically designed to propel you to your ultimate destination. In fact we strive to reduce the cost of trades, custodians and fund management fees.
As part of the process we look at:
We’ve been doing this for a long time and know when something doesn’t feel right, and we wouldn’t do anything with your money that we wouldn’t do with our own. When seeking managers for your portfolio, we evaluate not only their investment performance but also their business strategy because we know that discipline drives long-term performance.
Risk is a part of life. We anticipate and evaluate risk every step of the way during our relationship with you. Our risk management process makes mitigating risk our highest priority.