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WHAT WE DO

At Delegate we learn what’s important to you and then focus our efforts there.  Problem solving. Holistic. We not only see the leaves in the trees, but we make sure to take a step back and look at the forest.

 

OUR SERVICES CAN BE CLASSIFIED IN TWO CATEGORIES

WEALTH PLANNING

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When you decide to work with Delegate, we typically begin with housekeeping. We work to simplify your financial life, and make sure your existing relationships remain a productive part of the process.

We do not compete with your existing providers… we work with them.

Our clients count on us to handle every detail of their financial lives. We work with your accountant, your estate planning attorney, your insurance broker – anyone one involved in the management of your wealth – to ensure the right hand talks to the left and they are all working in tandem towards your financial objectives.

 

ESTATE TAX & INCOME

WEALTH PLANNING OBJECTIVES & STRUCTURES

CASH MANAGEMENT

RISK MANAGEMENT

SITUATION ANALYSIS

INVESTING

Our investment philosophy is made of simple yet profound principles.

ALL COSTS
MATTER

This is especially true in a low return environment. Delegate keeps a watchful eye on every expense.

GREAT IDEAS CAN COME FROM ANYWHERE.

Some of our best returns are often the result of independent thinking or conversations we have with our clients.

PATIENT BUT FLEXIBLE CAPITAL IS KEY.

Keeping your portfolio on a steady path while maintaining the ability to react when opportunity arises is fundamental to long-term success.

THERE IS NO RISK LIKE NOT UNDERSTANDING RISK.

We constantly work to identify and understand risk factors that can lead to permanent impairment of capital.

COMMON SENSE SHOULD BE MORE COMMON.

Investment ideas have to make intuitive sense. If something doesn’t add up at the beginning, it’s probably not going to add up later. And if it sounds too good to be true, it probably is.

KNOW WHEN TO WALK AWAY.

It takes a disciplined approach to harvest gains and abandon losses when things have run their course or have changed materially. To our Investment Team, knowing when to make the right move is important.

INVESTMENT PROCESS

FOCUSED ON THE TREES AND THE FOREST

Our work with you begins with a conversation. We get to know you and your priorities. And we answer your questions. Some of them you may have thought of, and others maybe not. Learning who you are helps us get you where you want to be. We discuss topics such as:


What investment will get me the most return?

Should I invest with a traditional mix of equities and fixed income?

Should I invest in real estate?

Is it a good idea to buy another home?

What does risk mean for me?

What’s the deal with hedge funds?


Asking questions and listening intently to what you have to say guides our work with you. We develop an Investment Policy Statement that will ultimately define our capacity and responsibility in advising your investment portfolio. Together we define your:


Risk Tolerance

Time Horizon

Liquidity Needs

Legal and Regulatory Constraints

Taxes

Leverage

Portfolio Implementation

Any Other Circumstances That Should Be Addressed

And we’re painstakingly methodical. We continually revisit your plan each year to make sure it is a spot on reflection of your current priorities and circumstances.

INTENSELY FOCUSED ON OBJECTIVITY

We give you advice, pure and simple. Unlike the big banks, we’re not selling you anything. Our advice comes without the potential conflicts of interest that come with working on Wall Street.

NO HIDDEN FEES

We only get paid one way, directly from our clients, with full transparency on every transaction. You can close your eyes at night and rest easy because you are not being sold products you don’t need. We search the world over for the best and most compelling investment opportunities on your behalf. Our meticulous due diligence process and profound in-house research allow us to create investment portfolios that are specifically designed to propel you to your ultimate destination. In fact we strive to reduce the cost of trades, custodians and fund management fees.

As part of the process we look at:

  • Global Macroeconomic Environment
  • Asset Class Assumptions
  • Manager’s Business Strategy
  • Investment Edge
  • Underlying Risk

We’ve been doing this for a long time and know when something doesn’t feel right, and we wouldn’t do anything with your money that we wouldn’t do with our own. When seeking managers for your portfolio, we evaluate not only their investment performance but also their business strategy because we know that discipline drives long-term performance.

 

WE'VE GOT YOUR BACK

Risk is a part of life. We anticipate and evaluate risk every step of the way during our relationship with you. Our risk management process makes mitigating risk our highest priority.


Risk Budgeting

  • Position Review
  • Concentration/Correlation
  • Tail Risk/Portfolio Risk Hedging

Risk Management

  • Exposure Limits
  • Risk Measurement Tools
  • Counter-Party Risk
  • Manager and Portfolio Monitoring
  • Re-Evaluation
  • Internal Checks and Balances

Active Monitoring


DELEGATE IMPACT

The greatest challenges facing our world – energy, food, medicine, water, climate change, among others – are creating an environment where change is the only certainty. Even though this change brings opportunity, investments that both create financial return for investors and contribute to solving global problems are perceived as risky. We disagree. 

We’ve created Delegate Impact as an educational initiative for our clients to explore what we see as a critical sector in the global financial markets.

 
 

OUR APPROACH TO IMPACT

We focus intensely on research and due diligence to help you feel comfortable to explore any impact opportunity with the knowledge that your money will not be squandered in an unwise investment. 

Though we fully embrace Impact Investing and the opportunities that come with it, we will never sacrifice returns for the sake of investing. 

We have the capability to explore virtually any area of Impact Investing, so you can put your capital to work where you want.

 
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Delegate’s approach to Impact Investing is different from most other firms because we have the resources and experience to diligence and thoroughly underwrite any investment opportunity.

We seek to determine the potential/desired impact and the risk/reward profile for each opportunity, allowing our clients to make informed decisions on whether to invest or not.

 
 

To get a full understanding of what Delegate IMPACT means for our clients, please read our FAQ here.